Top Best Small Business Health Insurance Agencies
#1 RL Wells & Associates
RL Wells & Associates is a locally owned and operated life insurance company in Elk Grove. They specialize in health, families and employers, life, dental, vision, and disability insurance. Their professional team provides fair payments from insurance companies. Their primary goal is to help you in the implementation of insurance claims and interaction with insurance companies. RL Wells & Associates does not charge clients for its services and provide it for a competitive price. They follow all desires of their clients. They provide a free plan for future works.
9275 E Stockton Blvd Ste 100
Elk Grove, CA 95624
#2 Alex Rue Insurance Agency
Alex Rue Insurance Agency is a well-known home and rental insurance company in Roseville. They specialize in insurance at the best price. Their highly qualified team is providing independent insurance agent and broker services. Their primary goal is to find you the policy with the best coverage at the lowest price. Alex Rue Insurance Agency takes care of each client and provides an individual approach, significantly saving clients time and money. They never stop until they reach the happiness of their customers. They provide a free plan for future works. They work in the friendliest manner.
9815 Antelope Rd
Roseville, CA 95747
#3 Amber Lidskin - Kuhtz Diehl Insurance Services
Amber Lidskin - Kuhtz Diehl Insurance Services is a highly qualified life insurance company in Sacramento. They specialize in working with the Medicare health insurance program. Their professional personnel is providing consultations for drawing up the optimal MediGap plan or Medicare Advantage plan. Their central priority is to help to understand the insurance and choose the best one for each specific client. Amber Lidskin - Kuhtz Diehl Insurance Services guarantees high quality of services and selection of the best medical program. They satisfy all requirements of their clients. They provide a free plan for future works. All services for clients are free of charge.
2775 Cottage Way Ste 32
Sacramento, CA 95825
#4 The Dentists Insurance Company
The Dentists Insurance Company is one of the oldest insurance companies in Sacramento. They specialize in the protection of dentists. Their highly qualified team provides access to a complete package of professional insurance products. Their key goal is to protect dental policyholders better than any other insurance company. The Dentists Insurance Company offers generous multi-faceted discounts to help you save money. They satisfy all wishes of their clients. They respect and appreciate their clients. They will be happy to answer all questions by phone or email.
1201 K St Fl 17
Sacramento, CA 95814
#5 Finkemeier Insurance Services
Finkemeier Insurance Services is one of the oldest insurance companies in Roseville. They specialize in helping with a car, home, life, health, and commercial insurance. Their experienced team provides informing clients about changes in the insurance industry, which allows them to make reasonable and informed decisions. Their primary goal is to get the best insurance conditions. Finkemeier Insurance Services believes that its services will help a large number of people in Roseville. They follow all wishes of their clients. They respect and appreciate their clients. They will be happy to give you consultations on insurance.
1805 Cirby Way Ste 7
Roseville, CA 95661
#6 Amazing Insurance Services
Amazing Insurance Services is a famous life insurance company in Sacramento. They specialize in insurance and financial services companies serving the State of California. Their experienced staff provides advising clients, taking into account their needs for car insurance, home insurance, flood, and earthquake risk. They focus on professional liability and life insurance, disability, or early retirement. Amazing Insurance Services offer to secure one consultant for life. They meet all requirements of their clients. They provide a free plan for future works. They respect and appreciate their clients. They will be happy to answer all questions by phone or email.
5803 Stockton Blvd
Sacramento, CA 95824
#7 Bozzuto Health & Life
Bozzuto Health & Life is a reputed health insurance offices company in Sacramento. They specialize in assisting individuals, families, and small employees in healthcare, additional life support, dentistry, vision, disability, long-term care, and Medicare insurance, as well as in retirement planning. Their professional experts are providing conducting insurance consultations. They are dedicated to increasing insurance coverage and reducing the cost of insurance. Bozzuto Health & Life looking for the best insurance conditions. They meet all desires of their clients. They respect and appreciate their clients. All services are free for all customers. They will be happy to answer all questions by phone or email.
100 Howe Ave Ste 120S
Sacramento, CA 95825
#8 Ames Grenz Insurance Service Inc
Ames Grenz Insurance Service Incis one of the oldest insurance companies in Sacramento. They specialize in medical insurance, dental insurance, vision insurance, life insurance, and disability insurance. Their highly qualified specialists provide insurance for small and large employers to obtain well-thought-out benefits for their employees' health at low prices. Their primary goal is to find the best insurance terms for the client. Ames Grenz Insurance Service Inc is one of the largest employee benefits agencies in Northern California. They follow all requirements of their clients. They respect and appreciate their clients. They provide a free plan for future works.
3435 American River Dr Ste C
Sacramento, CA 95864
#9 Sierra Oak Insurance Services
Sierra Oak Insurance Services is a locally owned and operated insurance company in Sacramento. They specialize in protecting personal trajectories of home insurance, car insurance, personal responsibility, life, and retirement needs. Their highly qualified professionals are providing insurance to a wide range of enterprises. They aim to offer the clients a feeling of complete security. Sierra Oak Insurance Services also performs insurance of its property and liability and workers' compensation. They meet all requirements of their clients. They respect and appreciate their clients. They provide a free plan for future works.
9700 Business Park Dr
Sacramento, CA 95827
A collective policy is cheaper than individual insurance for each employee at the rates for individuals. Thanks to the flexible conditions, the insurance product will suit any team, no matter the age of its employees and their place of residence. Medical insurance of small groups is a frequent phenomenon on the market. Most insurance companies cooperate with the best clinics and know how to make your company more successful by providing its employees with excellent medical care.
##Top 10 Sacramento Small Business Health Insurance Agencies
The companies have developed a particular product for small teams, available to customers in all areas and suburbs of Sacramento. It most optimally meets the needs of companies numbering from 2 to 9 people. One of the advantages of the policy is its "boxed" form, which excludes pre-insurance medical examination and filling out questionnaires about the health status of insured employees. The insurance program includes a wide range of medical institutions located in large cities and adjacent regions.
Within the framework of one contract, it is possible to ensure employees working in different cities. The insurance program may include outpatient care (essential risk), home care, emergency medical care, hospitalization, dentistry, and telemedicine. The policy applies to the entire territory – a business trip or a trip to another city on personal business will not be an obstacle to receiving emergency medical care.
A list of medical services can be obtained under the policy when there are indications for this. They are listed in the insurance program. If you apply for such medical assistance, you do not pay anything: all expenses are borne by the insurance company, and the employer paid for your insurance. However, if the service is not included in your insurance program, the clinic will tell you about it, you will have to pay yourself. Doctors, as a rule, have access to a list of services that you are entitled to.
Our Selection Criteria
How qualified are they to do the work in their chosen field? Do they have any licenses or certifications?
Are they open during normal business hours? Are the hours clearly posted on their website and at their actual storefront?
What are others saying about them? How well-known are they in the community?
How many years have they been in business? Have they won any awards or accolades?
How do they treat their customers? Are they courteous?
Now you are ready to choose insurance company in Sacramento
In any insurance program, there is a definition of an insured event, that is, an event that the insurance company must pay for. Each insurance company itself determines what will be an insured event. If you take tests or do examinations not specified in the insurance program or treat disease from the list of exceptions, the insurance company will most likely not pay for it. What does not apply to it, you will have to pay at your own expense.
A medical insurance certificate usually implies that you can seek medical help when there are complaints about a health condition:
- An injury has occurred;
- A chronic illness has worsened;
- Some acute infection has developed.
That is, it will not be possible to pass a preventive examination or medical examination for it. Sometimes the employer enters into an additional agreement with the insurance company for professional examinations and screenings for employees. In this case, there is a strict list of services that can only be obtained at the clinic specified in the agreement.
If the employer provides such an opportunity, you can add new medical services or other medical organizations to your insurance program. That is, additional options should be included in the corporate health insurance contract, for which the insurance can be expanded at your expense. Sometimes it may even be possible to add a relative, for example, a child, to the corporate VMI in the contract.
All the details about the extension of insurance can be clarified in the human resources department: they will tell you whether it is possible to get the desired option, how to apply for an application and how much it costs. The employer submits all the documents to the insurance company himself.
To receive a detailed commercial offer for your company or clarify the insurance terms, please contact any companies above.